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8 min read

What Happens if a Cop Hits Your Car

Knowing the necessary steps to take in the event of a collision involving a police car is key. Despite their rarity, accidents with law enforcement vehicles present unique challenges that require careful consideration and action.

When you're suddenly faced with the aftermath of a crash involving a police car, understanding your rights and the appropriate procedures is important. From guaranteeing safety to dealing with insurance claims and legal processes, being prepared can greatly influence the situation's outcome.

Below, we will review the steps to take, potential hurdles to anticipate, and the importance of seeking professional guidance following an accident with an emergency vehicle. Whether you're an experienced driver or new to the road, being informed is your best ally when dealing with the aftermath of a collision involving a police car.

Key Takeaways:

  • Prioritize Safety: In a collision involving a police car, prioritize safety above all else. Ensure the well-being of yourself and others involved in the accident, and promptly seek medical assistance if needed.
  • Report the Incident: Regardless of whether an officer is present at the scene, notify the police about the accident and request an official police report. This documentation is important for the claims process.
  • Understand the Complexity: Accidents with law enforcement vehicles pose unique challenges due to government entity involvement and potential self-insurance. Seek legal representation familiar with these complexities.
  • Know Your Rights: Understand your rights and the procedures involved in filing a claim for damages. This includes gathering evidence, determining fault, and seeking appropriate compensation for injuries and property damage.
  • Stay Informed: Knowing the steps to take and potential challenges to anticipate can greatly influence the situation's outcome. Whether you're a seasoned driver or new to the road, being informed is key when dealing with the aftermath of a collision involving a police car.

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What to Do If You're Involved in a Police Car Accident

Being involved in a car accident can be a stressful experience. However, when the other vehicle is a police car, the situation becomes even more complex. If you find yourself in such a situation, it's essential to understand the steps you should take to protect your rights.

Prioritize Your Safety:

First and foremost, make sure your safety and the safety of others involved in the accident. If there are any injuries, immediately call for medical assistance. Remember to document the accident scene by taking photos and collecting witness information.

Report the Incident:

Notify the police about the accident, even if an officer is present. Request an official police report and provide an accurate account of the events. This report will serve as key evidence during the claims process.

Understand the Unique Nature of Police Car Accidents:

Understanding the unique nature of car accidents involving police officers is essential. Unlike typical collisions, these incidents involve government entities, such as city or state agencies, which often self-insure for accidents with their vehicles.

This means they handle claims differently from regular insurance companies. The complexity of this process underscores the importance of seeking legal representation. A lawyer who understands how government entities handle accidents can significantly benefit you.

Consult an Experienced Lawyer:

To successfully understand the intricacies of a police car accident case, it's advisable to consult with an experienced lawyer who specializes in personal injury and car accidents. A skilled attorney can evaluate your case, guide you through the legal procedures, and advocate for your rights.

Benefits of Legal Representation:

Having a lawyer on your side can provide numerous benefits. They will communicate with the government entity, ensuring all necessary paperwork and evidence are properly submitted. Additionally, a lawyer will work to maximize your compensation, considering medical expenses, property damage, lost wages, and other potential damages.

 

How Is Fault Determined in an Accident with a Police Car?

Determining fault in an accident involving a police car follows a similar process to any other car accident. However, there may be some additional considerations due to the involvement of a law enforcement vehicle. Here are some factors that can influence the determination of fault:

Police Department Investigation:

When a police car is involved in an accident, the police department typically conducts an internal investigation to determine if the officer followed proper procedures. This investigation may involve reviewing dashcam or bodycam footage, interviewing witnesses, and examining the accident scene.

Official Police Report:

The responding police officer will likely prepare an official police report detailing their findings and accident assessment. This report may include information on the officer's observations, statements from involved parties and witnesses, and any citations or violations noted.

State Traffic Laws:

Traffic laws apply to all drivers, including police officers. The officer's adherence to traffic laws, such as speed limits, traffic signals, and right-of-way rules, will be considered when determining fault.

Eyewitness Accounts and Other Evidence:

Witness statements and any available evidence, such as photos, videos, or surveillance footage, can provide additional information about the circumstances leading up to the accident. This evidence can help establish fault by corroborating or contradicting the account parties' account.

Independent Investigation:

In some cases, insurance companies or legal representatives of the parties involved may conduct an independent investigation. They may gather their evidence, consult accident reconstruction experts, and interview witnesses to determine fault.

It's important to note that fault determination can vary depending on the jurisdiction and specific laws in place. Ultimately, the fault is determined based on the available evidence, applicable traffic laws, and the investigation findings. If there are disputes or complexities in determining fault, it may be necessary to seek legal advice to protect your rights and navigate the legal process effectively.

 

When Is a Police Officer Exempt from Traffic Laws?

Police officers are generally not exempt from traffic laws; however, they may have certain limited exceptions or privileges when performing their duties. The specific circumstances in which a police officer may be exempt from traffic laws can vary depending on the jurisdiction, local regulations, and the nature of their official duties. Here are some common situations where police officers may have exemptions:

  • Emergency Response: When responding to an emergency, such as pursuing a suspect, assisting in a critical situation, or providing urgent aid, police officers may be exempted from certain traffic laws. This includes exceeding speed limits, running red lights, or making illegal maneuvers with due regard for public safety.
  • Traffic Control: Police officers often have the authority to control traffic flow at intersections or during special events. They may temporarily override traffic signals and direct traffic and make necessary adjustments to ensure safe and efficient traffic movement.
  • Official Duties: During their official duties, police officers may have the authority to deviate from specific traffic laws. For example, when conducting traffic stops, pursuing suspects, or performing traffic enforcement, they may be allowed to make U-turns or disregard certain traffic signals or signs.

It's important to note that even when exemptions apply, police officers are still expected to exercise reasonable care and caution to prevent accidents and prioritize public safety. They must balance the need to carry out their duties effectively with the responsibility to minimize risks to themselves and others on the road.

The specific exemptions and privileges granted to police officers can vary by jurisdiction, so it's important to consult local traffic laws and regulations to understand the specific rules and circumstances applicable in your area.

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Potential Damages for a Collision Involving a Police Car

In a collision involving a police car, the potential damages that can be claimed depend on various factors, including the specific circumstances of the accident, the jurisdiction's laws, and the extent of the damages incurred. Here are some potential damages that may be applicable:

Property Damage:

You may be entitled to compensation for the damage caused to your vehicle or other property due to the collision. This includes the cost of repairs or the fair market value of your vehicle if it is deemed a total loss.

Medical Expenses:

If you or any passengers sustained injuries in the accident, you may be eligible to seek compensation for medical expenses. This can include:

  • Hospital bills
  • Doctor's visits
  • Medication costs
  • Rehabilitation
  • Future medical treatment related to the injuries

Pain and Suffering:

Damages for pain and suffering aim to compensate for the physical and emotional distress caused by the accident. These damages are subjective and can vary based on the severity and long-term impact of the injuries.

Lost Wages:

If the injuries from the collision result in missed work or reduced earning capacity, you may be able to claim compensation for the wages you have lost or will lose in the future.

Loss of Consortium:

In cases where the accident leads to a loss of companionship or affects the relationship with a spouse or family member, damages for loss of consortium may be pursued.

Punitive Damages:

In exceptional cases involving gross negligence or intentional misconduct by the police officer, punitive damages may be awarded. Punitive damages are intended to punish the at-fault party and deter similar behavior in the future.

It's important to note that the availability and extent of damages can vary based on the jurisdiction and the specific circumstances of the accident. Consulting with an attorney experienced in personal injury cases, specifically those involving police car accidents, can better understand the potential damages you may be eligible to claim based on your unique situation.

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Filing a Claim For a Police Car Crash

Filing a claim for a police car crash is similar to filing one for any other car accident but may have differences due to the involvement of a government entity or self-insurance. Here are the key steps:

  1. Report the Accident: Contact the police to document the incident, even if an officer is present. Request an official police report, as it serves as crucial evidence.
  2. Gather Evidence: Collect evidence such as photos of the scene, vehicle damage, injuries, and witness contact information. Keep records of medical treatment and expenses.
  3. Notify Your Insurance Company: Inform your insurance provider immediately, providing all relevant details, including the police report and evidence. They'll guide you through the process and may liaise with the involved government entity.
  4. Determine Liability: Liability assessment involves reviewing the officer's actions, adherence to procedures, and any negligence based on traffic laws and circumstances.
  5. Consult with an Attorney: Seek legal advice from an attorney experienced in car accident claims, especially those involving police vehicles. They'll protect your rights, assess your claim's strength, and handle complexities.
  6. File a Claim with the Government Entity: If a government entity owns the police car, you may need to file a claim directly with them. Your attorney can help navigate their procedures and deadlines.
  7. Negotiation and Settlement: Your attorney will negotiate with the government entity and their insurance representatives for fair compensation covering damages like property damage, medical expenses, and lost wages.
  8. Legal Action, if Necessary: If negotiation fails, your attorney may advise filing a lawsuit. This involves presenting your case in court to seek resolution through the legal process.

Remember, the process may vary by jurisdiction and laws, so it is important to consult a legal professional familiar with local laws to protect your rights throughout the claims process.

 

Should You Hire a Lawyer for an Accident Involving a Police Car?

If you've been involved in an accident with a police car, the unique circumstances and complexities of such cases make it crucial to consider hiring a lawyer. An experienced attorney can support you through the legal process, protect your rights, and help you seek the compensation you deserve. 

At Muller Brazil, our team of skilled lawyers specializes in personal injury cases, including police vehicle accidents. We understand the intricacies of these cases and are committed to advocating for our client's best interests. 

If you need legal representation and guidance following a police car accident, don't hesitate to contact Muller Brazil for a consultation. Your rights and the compensation you deserve are our top priorities.

 

Conclusion

Being involved in a car accident with an emergency vehicle can be a daunting and complex experience. Guaranteeing your safety at the scene and understanding the legal and insurance processes afterward are necessary steps to protect your rights and seek compensation.

By understanding the nature of police car accidents and seeking timely legal guidance, you can effectively process the challenges that arise. Remember to prioritize safety, gather evidence, and consult with experienced attorneys who can advocate for your best interests.

While the aftermath of a police car collision may seem overwhelming, staying informed and taking proactive steps can significantly affect the outcome. By being prepared for potential hurdles, you can confidently approach the situation and work towards a fair resolution.

Ultimately, your well-being and rights matter most. Don't hesitate to seek support and guidance as you work through the aftermath of a collision involving a police car. With the right approach and support system, you can recover from the incident and move forward confidently.

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Meet the Author

Laura Levenberg - Associate Attorney

Laura J. Levenberg is a vaccine injury lawyer at My Vaccine Lawyer. Prior to joining My Vaccine Lawyer, Ms. Levenberg worked as a trial attorney at a litigation firm specializing in personal injury matters, primarily arising from motor vehicle accidents and slip/trip and fall incidents. Laura has successfully represented clients in all stages of litigation, including depositions, negotiations, motion practice, oral arguments, arbitrations, and trial. Laura also serves as a certified arbitrator in Philadelphia County.

Learn more about Laura J. Levenberg